OUR STEPS TO MAKE YOU DEBT FREE

  • 1. FREE DEBT ASSESSMENT

    Submit your information for an assessment

    Complete the contact form or Request a Callback for a Debt Consultant to assess your situation

  • 2. WE REVIEW YOUR ASSESSMENT

    Assessment sent for review

    We review your assessment and determine whether your monthly expenses and debt exceed your monthly income.

  • 3. PLACED UNDER DEBT REVIEW

    and protected from your creditors

    Upon confirmation that you are over-indebted, you will be placed under debt review. We’ll inform the NCR and your creditors that you are placed under Debt Review.

  • 4. YOU PAY A SINGLE, REDUCED PAYMENT

    that you can afford!

    We’ll restructure your payment plan and negotiate reduced payment, reduced interest rates and extended payment terms with your Credit Providers.

  • 5. SUBMITTED TO COURT

    The repayment plan becomes a court order

    Court / consent order will be granted by either a Magistrate court or the National Consumer Tribunal. Clients will not have to appear in court.

PROCESS COMPLETE!

Process is finalised and you have protection against legal action from your Creditor Providers. You only have one single, affordable monthly payment – leaving enough money for monthly expenses and no further harassment calls from creditors. 

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