that you can afford!

We’ll restructure your payment plan and negotiate reduced payment, reduced interest rates and extended payment terms with your Credit Providers.

and protected from your creditors

Upon confirmation that you are over-indebted, you will be placed under debt review. We’ll inform the NCR and your creditors that you are placed under Debt Review.

Assessment sent for review

We review your assessment and determine whether your monthly expenses and debt exceed your monthly income.